I think your loyalty argument is a stretch, and really you should be letting Fudgey reply to her own concrit. I wouldn't have posted here if you did not open that floodgate first, so let's clear that up right away.

As far as Cass player needing to shoulder some of this crit, you may be right. But that brings up another issue. Fudgey is a mod. If close canon CR to one of her characters is chronically inactive, shouldn't she have taken notice and addressed this without having to need anyone to go to her?