Minority non-withstanding, you're still a player and your opinion should be taken into consideration! And I completely agree with you. If there was an event to happen where a lot of characters would die, I think there would definitely be some muns that were reluctant to give up that death so easily when they'd have to tack on another permanent loss.

I think that an option would be the best-- the first death having it be optional whether or not to get another permanent loss, and the second death loss being mandatory, with every other being optional/mandatory. For those who don't get the permanent loss the first time around, they should still probably suffer similar in intensity. I don't know if an extended temporary loss would be enough, but... it's a start.